Agreement Specifications

1. Account Types – You acknowledge that you are solely responsible for selecting the appropriate account type—Individual, Joint, or Corporate—based on your investment objectives and circumstances.

2. Account Status – Atlas Group AG (“AGA­­­­­”) agrees to accept and maintain one or more accounts for the undersigned Account Holder(s) and to act as broker-dealer in the execution, clearance, and settlement of transactions involving the purchase and sale of financial securities. The Account Holder(s) represents and warrants that all information provided in connection with this Account Agreement is true, accurate, complete, and current, and agrees to promptly notify AGA of any material changes, including changes to financial information. If the Account is held individually or jointly, each Account Holder confirms that they are of legal age and of sound mind. Unless otherwise disclosed in the Account Application, no person other than the Account Holder(s) identified therein has any legal or beneficial interest in the Account(s). The Account Holder(s) authorizes AGA to verify relevant information through third parties, including credit reporting agencies. This Agreement and the Account(s) established hereunder shall become effective only upon acceptance by an authorized representative of AGA at its principal office.

3. Accuracy of New Account Application and Credit Information – The Account Holder(s) confirms that all information provided to AGA in the Account Application is truthful, accurate, complete, and up to date. No individual or entity other than those listed in the Account Application has any interest in the Account.

4. Identity Verification (Anti-Money Laundering) – In accordance with applicable laws and regulations, AGA is required to verify the identity of each Account Holder. At least one valid form of government-issued identification must be provided upon submission of the Account Application.

5. Approval of Transactions – All transactions agreed upon with an Investment Representative are deemed final. Each transaction is subject to approval by AGA’s Compliance Officer and requires the prior consent of the Account Holder before processing.

6. Investment Risks – All investments involve risk. Certain investments, including speculative securities and initial public offerings, may involve a heightened risk of loss and may not be suitable for all investors. You may lose some or all of your invested capital. Past performance is not indicative of future results. All investment decisions and orders placed are made at your sole discretion and responsibility. You agree not to hold AGA, or any of its officers, directors, employees, agents, subsidiaries, or affiliates, liable for any trading or investment losses.

7. Commissions, Fees, and Other Costs – The Account Holder(s) agrees to pay all commissions, fees, and other charges imposed by AGA. AGA is authorized to convert funds in the Account(s) to and from applicable foreign currencies at prevailing exchange rates, together with any associated fees. Commissions are set at 1% on the buy (of net value) and 1% on the exit (of net value) on listed stocks. Under current market regulations no commissions will be imposed when buying pre-IPO (secondary market traded) equities. A 2% commission (of net value) will be applicable once listed and selling on a public exchange. Please note, there is no contractual obligation for AGA to assist in the sale of an equity, and the choice of whether to use AGA to assist with the exit of a position, whether solicited or unsolicited, relies solely on the client, (the registered share holder).   The client is at liberty to exit through an alternative broker/advisor or financial institution available to them however if one proceeds in such a manner AGA has the right to cease offering advice and immediately close the account once all assets have been liquidated.

8. Tape Recording – You authorize AGA to record all telephone conversations between the Account Holder(s) and AGA whether or not a periodic tone signal is used. You consent to the use of such recordings in any forum for dispute resolution purpose

9. Exchange Rules and Regulations – All transactions executed on behalf of theAccount Holder(s) are subject to the constitutions, rules, regulations, customs, and interpretations of the applicable exchanges or markets (and their clearing houses, if any), as well as all applicable governmental and international regulations. AGA shall not be liable for any action taken in good faith to comply with such rules or regulations.

10. Proceeds of Transactions – No proceeds from the sale of securities shall be remitted to the Account Holder(s) while any debit balance remains outstanding in the Account. Proceeds from any liquidation or sale of securities shall be applied to reduce or satisfy any outstanding debit or margin balances

11. Consent to Jurisdiction – The Account Holder(s) agrees that any disputes, claims, or proceedings arising directly or indirectly from this Agreement shall be resolved through arbitration in a forum agreed upon by AGA and the Account Holder(s). The Account Holder(s) further submits to the jurisdiction of any competent international court for enforcement purposes.

12. Amendments and Guarantees – This Agreement constitutes the entire understanding between AGA and the Account Holder(s) and supersedes all prior oral or written agreements relating to the subject matter herein. No provision of this Agreement may be waived, amended, or modified except in writing and signed by an authorized officer of AGA. No person, including AGA, its associated persons, introducing brokers, fund managers, commodity trading advisors, or pool operators, is authorized to guarantee profits or the absence of losses. Any suggestion of such guarantees must be promptly reported to AGA’s Compliance Department.

13. Margin Trading – The Account Holder(s) acknowledges that margin trading involves borrowing funds secured by securities held in the Account and understands the associated risks, requirements, and obligations of maintaining a margin position.